Monthly Archives: August 2016

Financial Intelligence 10 Tips for Taking Control of Your Financial Destiny

When it comes to money matters, most people leave things to chances. They believe, erroneously, that some forces would just force their financial affairs into  shape. Taking charge of your financial destiny involves applying some time tested financial principles, ten of which are highlighted below.

You certainly won’t get there overnight, but if you are diligent in applying the tips below, in the process of time, you will achieve mastery over your financial destiny.

1-Set Specific Money Goals: Taking hold of your financial affairs involves first setting money goals that are specific, practical and time-bound. Attempting to  achieve financial freedom without a goal would look like playing a football match without the goal posts. You won’t be able to measure your progress. If it is $1,000 you want, state it in writing and indicate when you want it.

2-State What You Would Do To Get it: Money does not fall down from heaven; it is simply a compensation or a reward for a value you are producing for others.  If you are in paid employment, think of how to increase your productivity so that you can earn promotion and more money. If you are self employed, think of  what services you would render to people to earn income from them. That is the way it works.

3-Pay yourself first: It is ironic. We all tend to pay attention to the welfare of everybody else- family members, colleagues in the office , friends and general well  wishers- except our self-. We give out $500 here, $100 there and we forget to pay attention to ourselves. Pay yourself first by always saving ( and then investing) 10% of any income you earn first. Then you can consider others.

4-Pay off your debt: Ever before you start to save and invest, take an inventory of all your debts and make plans to pay them off starting from the most difficult  in terms of interests to the smallest ones. Pay as is convenient and only be concerned that you maintain your goodwill and credibility.

5-Never spend to impress: Most people spend money to impress friends and peers. Are you guilty? Why not join an investment club instead of a social club? It  is good to give yourself a treat, but must you visit that exotic restaurant all the time? Can’t you do without an unnecessary hole in your pocket? Cut your  spending on entertainment and other social spending.

6-Sharpen your financial intelligence: There are two major ways to improve your financial fortune. The first is to cut down on your expenses and the second is  to increase your earning power. We recommend you combine the two. Deploy a sharp axe into your expenses and thereafter do everything you can to  increase your earning power. Work smartly in the office to earn a promotion. Learn new skills you can deploy to make money. Engage your skills after the  office hours.

7-Diversify your sources of income: In addition to your current source of income, you need to get three others. You hardly can get to a comfort zone in your  financial affairs if you depend on just a single source of income. Extend your brand and you can squeeze more money out. You have more skills than you think  you possibly have. You can do it.

8-Get a mentor: Get close to someone who has done what you aspire to be and get him or her to coach you. A mentor prevents you from experiencing the  pains and the mistakes he or she had gone through. Be ready to pay some small fee if you have to do so. What you gain by working with a good mentor is far  more than the money you would paid.

9-Take action: Take action on what you have set out to do. Don’t worry about perfection the very first time you are starting out. Start anyhow and you will get it

Right along the way. A shoddy plan being acted on is better than a beautiful plan that is gathering dust on the shelve. Take action now!

Once you start applying those tips, don’t stop until you have made them part of your life and you will see amazing results.

Meet All Needs for Financial Uncertainty

There is a huge salaried segment that would find their monthly paycheque insufficient according to the needs of their lives. You can’t always find it very easy for meeting the requirements of life that comes without any notification in advance. If you have limited budget, you may fail to cover the expenses that arises without any notice in advance. Whenever you meet with the complexities of uncertain life, you often fail to get rid of the without having adequate amount in hands. If you have been wondering to cater small needs, 12 month loans are there for enabling you carrying out the affordable deals spending hardly two minutes online. Accessible of any desired cash will provide you total satisfaction whenever you find that you are empty pockets during month end fiscal problems.

Sometimes, a small budget fail to bear all expenses that arises in the middle of the month just to provide you extreme ease just to cope up with the needs that are unforeseen in nature. Lenders will never ask you to indulge into lengthy application process as all you have to go for procuring any amount spending hardly two minutes online. 3 month loans if you are having permanent residence and citizenship of the country, you will be freed to avail the finance without waiting for a longer time period. It would be the first step which will take you to accomplish your dream project which is still pending without having some funds in banks. There are not only one deal meant for satisfying any specific need of your life but you can chose among the innumerable loan deals offered to assist those residing in UK just for waiting to get rid of unforeseen difficulties of life.

12 month payday loans are there for all eligible applicants of United Kingdom who are just required a helping hand that can support them during adverse financial condition. There are several reasons you might have for considering external sources when it comes to borrow some extra money. When you need to borrow desirable loans, you can immediately go online not for meeting small needs but can satisfy the unexpected monetary needs without waiting for longer time period. Due to the quick accessibility of electronic loans, quickly you can go for borrowing the funds from the safest money lending mode. Easy to avail sufficient money for various purposes that can also settled down conveniently within the duration of 12 months.